Since the Deed owner pays 1% tax on the property, the extra 1% is profit.
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#Sims 4 progression mod mod#
#Sims 4 progression mod full#
#Sims 4 progression mod Patch#
The mod uses the "Real Estate" functionality added with the World Adventures Patch to simulate you owning multiple lots around town.In Phase Fifteen of the mod, the concept of Rental Properties was introduced. Your current debt load can be viewed via "Household Options \ Debt".Īn additional interaction available on the Business Rabbithole, allows you to pay back any amount of your outstanding loan, whenever you want. Net Worth is calculated as "Family Funds" + "Lot/Furnishing Value" - "Debt".Note that you cannot request a loan if your family's Net Worth is already below "0" (you are bankrupt). The game automatically adds a portion of the debt repayment to each of your property tax bills, as defined by "Options: Money \ Options: Debt and Taxes \ Active Debt Paydown" until your family has paid the debt off. The interaction immediately grants you the requested funds and applies a debt to your family which includes the interest to be paid. The "High Risk" interest rate is defined by: "Options: Money \ Options: Debt and Taxes \ Bank Loan Rate: High Risk".The regular interest rate is defined by: "Options: Money \ Options: Debt and Taxes \ Bank Loan Rate".You can request any amount for your loan, however, the bank will charge you a different interest rate if you exceed your family's net worth, due to the high risk of default. When you have Money StoryProgression installed, a new interaction is added to the Business Rabbithole allowing you to take out a loan. If the sim is associated with a personality, then it is possible that a robbery or bribery event will improve your families disposition. These various activities are controlled by options specified in the "Situations" manager listing. Goods produced by these interactions are sold for profit.
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Pushes for most skills, such as Painting, Writing, Sculpting, Gardening, Nectar Making, and Inventing are also performed, provided the appropriate object is available on the family lot. Sims can collect metal, gems, and insects and sell them for a profit, as well as fish at any available fishing hole you have in town. The Skill StoryProgression module also contains many different pushes that can increase a families finances. Stylists and Interior Designers will work on a drawing board, provided one is available on their home lot. Ghost Hunters will perform spirit catching jobs around town, Private Investigators will work in the Police Station. If your sim works in an Ambitions career, there are pushes for them to work as well. Going to work in a rabbithole will automatically acquire a sim a living wage. The standard method of making money is, of course, via whatever careers the sims in the family are working in.